WalletHub put together a survey that shows different cities' best and worst credit scores.

"WalletHub compared the median credit scores of residents in 2,568 U.S. cities to give credit where credit is literally and figuratively due."

If you have no idea what a credit score is and how important it is, you are not alone.

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What Is A Credit Score?


A credit score is honestly the most important three digits you need to know in your life.

Those three digits rate your 'creditworthiness.' A credit score is based off your credit history.

Those numbers calculate:

  • the number of accounts
  • the total debt
  • repayment history and plenty of other factors.

Investopedia explains the range of the FICO scores.

"FICO scores range from 300 to 850. The higher the score, the more likely you are to get approved for loans and for better rates."


  • Excellent: 800–850
  • Very Good: 740–799
  • Good: 670–739
  • Fair: 580–669
  • Poor: 300–579

Remember how I said these three digits are extremely important?

When it comes to getting a mortgage, credit card, auto loans, apartment tenant screening, insurance, etc., these all use your credit score to form your approval or denial.

What Michigan City Has The Best Credit Score?

Business Insider shared that the average credit score in Michigan is 718.

The Michigan city that has the best credit score, according to WalletHub, is Northville with 770.

Northville is a suburb outside of Metro Detroit, roughly 11 miles west of Detroit.

According to the website,

"the Northville area is known for its rolling hills, attractive green space, small lakes and landmark trees. The city retains a small-town atmosphere with stately Victorian-era architecture in its Historic District and a variety of well-kept homes."

Where Does Grand Rapids Rank?

According to WalletHub, Grand Rapids has a credit score of 711.

Money Geek
Money Geek

What Michigan City Has The Worst Credit Score?

Unfortunately, at the bottom of the list with a credit score of 598 is the city of Inkster.

The crazy part is Detroit and Pontiac are not too far behind with a credit score of 601 and 614 respectively.

You can see the entire survey here.

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Gallery Credit: TSM Lab

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